Unlike banks, Australian Securities funds flow from Australian investors and not international money markets. This allows ASL to accept and process loans differently to most banks whose lending criteria lack the flexibility required to complete complex tailored loan agreements.
Australian Securities provide the borrower with greater loan security, as there is no risk of loan recalls due to money market volatility or reviews of business performance with ongoing covenants. Current rates are circulated by email to all our referral sources regularly with loan information updates. The current advertised fixed interest base rate for each loan type is displayed below and will be updated monthly here and on the Australian Securities home page.
If you would like to know more about a tailored loan or our lending rates contact the finance department on 1300 275 275.
All of our loans are flexible with optional features tailored to suit a borrower’s requirements.
IMPORTANT INFORMATION: Loans must be secured by real-estate; Company constitution and Trust Deeds to be provided (if applicable); Directors to be Guarantors of the loan; General Security Deed to be executed by the company; Business must be able to establish serviceability (contact your finance manager to find out requirements); Business Financials (if applicable) Terms and Conditions apply when borrowing from Australian Securities. It is recommended prospective borrowers refer to the resources page where they will find detailed information on loan types, features and benefits of borrowing from ASL. The information included on this page is not a recommendation or substitute for independent financial advice. ASL does not know the financial position or needs of the reader. Borrowing decisions you make should be entered into carefully after giving consideration to your personal needs and any risks that may be associated with a loan.
While many banks focus on financial hurdles, Australian Securities centre on finding satisfactory solutions that are serviceable and meet a customers requirements. After 95 years in financial services we understand that one loan type does not fit all. Australian Securities provide flexible solutions that most other lending institutions cannot provide. Below are typical lending scenarios we have completed for customers in the past.