AUSTRALIAN SECURITIES

We connect all the dots

Australian Securities is a licensed, mortgage securities lender and investment firm, with the highest standards of corporate governance. This ensures that prior to approving a loan or offering an investment, the risk has been mitigated for both borrower and investor. This critical connection between ethical lending and smart investing has been Australian Securities formula for success since 1925. Their dedication to effective oversight continues to assist many Australians in growing wealth.

INVESTMENT

Australian Securities provide three income producing Funds, suitable for private investors, SMSF’s or corporate investors.

The Term Fund

offers higher interest rates than traditional term deposits. More

The Income Fund

provides higher returns and a regular income stream. More

The Property Fund

provides regular income and capital growth.More

FINANCE

Competitive lending rates, low set up fees and tailored loans are just the start. More

PARTNERSHIPS

We support brokers with tailored loan packages, a free fee payment facility for brokerage & trail fees with no claw backs. More

AUSTRALIAN SECURITIES

TERM FUND

3.08%*

*Net average 90 Day return rate. August 2018
Short term income investments
AUSTRALIAN SECURITIES

INCOME FUND

6.03%*

*Average returns as of July 2018. T1 & T2
Fixed interest income, paid monthly
AUSTRALIAN SECURITIES

PROPERTY FUND

6.17%*

*Average Income for 2018 across entire fund
Leasing income paid in advance
AUSTRALIAN SECURITIES

AVERAGE (LVR)

50%*

*Averaged across all mortgages as of 30 June 2018
Average Loan to Value Ratio

CONSTRUCTION & DEVELOPMENT LOAN

7.45%*

*Final Terms may vary base rate

COMMERCIAL
LOAN

6.35%*

*Final Terms may vary base rate

INVESTMENT
LOAN

5.95%*

*Final Terms may vary base rate

SUPERANNUATION INVESTMENT LOAN

5.95%*

*Final Terms may vary base rate
While many banks focus on financial hurdles, Australian Securities centre on finding satisfactory solutions that are serviceable and meet a customers requirements. After 95 years in financial services we understand that one loan type does not fit all. Australian Securities provide flexible solutions that most other lending institutions cannot provide. Visit our Rates page for illustrations of lending scenarios we have completed for customers in the past.
Australian Securities provide a transparent payment system for introducers, referrers and their clients called the ‘Finance Fee Facility'. The agent sets the remuneration for the service provided up front, with client approval. ASL collects the fees for the agent from the loan advance or the on-going interest payments and credits them monthly to the agents bank account. ASL does not have clawbacks and if the applicant elects to exit the loan prior to the end of the term the remaining trail payments must be paid. This arrangement will not be changed or ended by ASL. Brokers also have access to ASL’s secure online portal services which provide statements of client payments and fee payments with payment notices provided each month. ASL does not charge a fee for EFT transfers and absorbs the bank charges for providing this free service.