Home Loans

Build your financial independence by maximising your properties loan potential with up to 66% of its value available via a credit regulated loan facility from Australian Securities which includes flexible interest repayments and optional rollover dates.

Fast loan approvals

Quicker turnaround time than major banks with indicative offers issued within 24 hours.

Flexible Loan Terms

Flexible loan terms are available where you control your principal repayments.

Competitive fixed rates

We offer competitive fixed rates for terms of 1 to 5 years.

The basics

Australian Securities provide competitive rates and flexible lending terms on unencumbered residential property.

Australian Securities can assist with the purchase of a residential property (for both owner-occupiers and investors), refinance or home upgrades.

We will lend up to 66% of the value of your residential property.

Features and benefits

Maximum efficiency

Loans are packaged to achieve maximum lending efficiencies for the borrower, adding significant advantages during the loan term.

Flexible repayment terms

You can prepay interest for the duration of the loan or pay monthly (provided serviceability evidence). You can choose to set the principal repayment amounts to suit your cash flow requirements.

Securitised Lending

Australian Securities offer lending solutions on several security types. If you have the right security, we can make any loan work for you.


A personal Credit Loan must be secured by residential real-estate; Company constitution and Trust Deeds to be provided (if applicable); Directors to be Guarantors of the loan; General Security Deed to be executed by the company; Business must be able to establish serviceability (contact your finance manager to find out requirements); Business Financials (if applicable) Terms and Conditions apply when borrowing from Australian Securities. It is recommended prospective borrowers refer to the resources page where they will find detailed information on loan types, features and benefits of borrowing from ASL. The information included on this page is not a recommendation or substitute for independent financial advice. ASL does not know the financial position or needs of the reader. Borrowing decisions you make should be entered into carefully after giving consideration to your personal needs and any risks that may be associated with a loan.

Apply now

As a leading provider of tailored loan solutions, we start by assessing your borrowing needs quickly. We do this to ensure we are able to meet your lending requirements without needlessly wasting your time. The forms below will klck start the process, simply complete the online form or the application form and email It to [email protected].

Have questions? Call us on 1300 275 275 and talk directly to the Finance Manager or a Lending executive.

Your questions answered

Don’t see your question below. We’re happy to answer any questions you may have. Contact us online or call us on 1300 275 275. We don’t have call centres. You’ll talk directly to investment managers or executives, when you call.
Yes, we can, as we have a consumer credit licence.
No, we only accept unencumbered property securities as security for a loan, including land, residential, commercial or industrial properties.
Yes, you can select a number of repayment options to discharge or partially discharge with no ‘early break costs’ (penalty) if the repayment option is chosen during your application.
Australian Securities offers fast loan approvals and quicker turnaround times if funds are required urgently, and the Fund Manager’s lending requirements are completed quickly.
Yes. If pre-approved with the borrower, options to roll over on the due dates are possible.